UNH Implied Volatility
UNH $409.20 · Updated Oct 26, 4:00 PM ET
UNH at-the-money implied volatility is 29.1% for Oct 30, 2026 (4 days out). For Nov 27, 2026 it is 26.8%. Near-term volatility is priced above longer-dated volatility, an inverted term structure that usually accompanies an event or stress.
TERM STRUCTURE (ATM IV)
| Expiration | DTE | ATM strike | ATM IV |
|---|---|---|---|
| Oct 30, 2026 | 4 | 410 | 29.1% |
| Nov 6, 2026 | 11 | 410 | 29.2% |
| Nov 13, 2026 | 18 | 410 | 28.5% |
| Nov 20, 2026 | 25 | 410 | 27.9% |
| Nov 27, 2026 | 32 | 410 | 26.8% |
| Dec 4, 2026 | 39 | 410 | 26.3% |
| Dec 18, 2026 | 53 | 410 | 28.3% |
| Jan 15, 2027 | 81 | 410 | 29.2% |
| Mar 19, 2027 | 144 | 410 | 30.6% |
SKEW, OCT 30, 2026
| Strike | Call IV | Put IV |
|---|---|---|
| 390 | 22.5% | 33.2% |
| 392.5 | 25.0% | 33.0% |
| 395 | 26.6% | 32.4% |
| 397.5 | 30.3% | 31.9% |
| 400 | 31.4% | 31.2% |
| 402.5 | 28.9% | 30.9% |
| 405 | 29.0% | 30.1% |
| 407.5 | 29.2% | 30.0% |
| 410 | 28.6% | 29.7% |
| 412.5 | 28.2% | 28.9% |
| 415 | 28.3% | 29.4% |
| 417.5 | 28.0% | 29.2% |
| 420 | 27.9% | 28.9% |
| 422.5 | 27.9% | 25.9% |
| 425 | 27.7% | 28.5% |
| 427.5 | 28.0% | 37.3% |
| 430 | 28.8% | 48.6% |
How this is calculated: Implied Volatility methodology